Car insurance is mandatory to protect the vehicle, third parties, passengers and the driver. Valid vehicle insurance offers peace of mind and financial protection to the owners. Fortunately, many car insurance companies in Qatar offer various comprehensive vehicle insurance packages.
Hence, everyone can get the right vehicle coverage. Here, we’ve described the complete details of car insurance in Qatar.
Types of Car Insurance in Qatar
In Qatar, insurance companies offer two types of packages. The minimum requirement is a third-party liability insurance package to drive a car in Qatar. Meanwhile, car owners can opt for a comprehensive package which covers everything, from accidents to natural damage.
Comprehensive Car Insurance
This type of car insurance covers all damages. Whether you are at fault or not, comprehensive car insurance covers theft, vandalism and accidents. Moreover, this coverage takes care even if the fire is caused by ignition or other issue.
Third-Party Liability Insurance
It is a mandatory requirement if you are a car owner. Third-party liability insurance covers damages to other people, cars or property if an accident occurs. Without this insurance, car owners can not drive in Qatar. That said, this insurance doesn’t cover damage caused to your car during an accident.
How to Choose the Best Car Insurance Plan in Qatar
Choosing a car insurance plan is a must. Without insurance, one can’t drive a car in Qatar. When choosing an insurance plan, keep these factors in mind:
- Compare car insurance packages from different companies in Qatar. For instance, compare prices and coverage before choosing one.
- Keep your requirements in check. Understand which type of package suits your needs and budgets.
- Check the company’s profile before getting car insurance in Qatar. If the reputation is good and meets your budget and requirements, choose that car insurance company.
- Always check and compare the car insurance prices. If the prices are worth the package, buy that car insurance plan.
List of Top Car Insurance Companies in Qatar
Here’s a list of top insurance companies in Qatar, with various packages for cars, home, medical and group insurance.
QIC
QIC is one of the best car insurance companies in Qatar that started its operations in 1964. It is now one of the trusted names, well-reputed for its reliable and efficient customer services. They offer a variety of insurance plans, including comprehensive car insurance and third-party liability (TPL) car insurance.
QIC has also been recognised as the ‘Best Online Insurance Company in The Middle East’ at the Global Banking & Finance Review Awards 2022. They have also received the Insurance Brand of the Year Award in 2021.It is one of the biggest insurance companies in the MENA region. Besides, QIC has a broad network of branches spread across Qatar. Furthermore, vehicle owners can now apply for insurance online.
To get car insurance from QIC, vehicle owners need to provide their Qatar ID and Istimara (car registration card)
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- Contact: +974 44444 756
- Address: QIC Head Office P.O.Box 666, Tamin Street, West Bay, Doha, Qatar
- Timings: Sunday to Thursday: 07:00 am to 02:30 pm, Closed on Fridays and Saturdays
Beema
Damaan Islamic Insurance Company, Beema was established in Qatar in the year 2009. It is licenced to operate by the Qatar Central Bank. This car insurance company is another leading name that offers two types of insurance plans for vehicle owners. They offer two main types of car insurance: Motor Third-Party Liability Insurance and Comprehensive Car Insurance.
Getting a car insurance plan by Beema is easy. To get a vehicle insurance policy, simply call the customer service department and provide complete vehicle information. The representative will let you know about the amount to be paid and will send an online link via email or SMS. After making the payment, the insurance plan is sent via email to the customer. Besides, customers can opt to visit their respective branch or door-to-door service. The customer can then pay the insurance plan premium using a credit/debit card or in cash.
Beema also offers additional coverage in the comprehensive insurance plan. It includes off-road coverage, car replacement services, agency repairs with no depreciation on spare parts and 24/7 roadside assistance.
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- Contact Customer Service: 44050555
- Address: P.O BOX -11068, Building 72, Street 142, Zone 69, Energy City Qatar, Near Energy City South Tram Station, Lusail, Qatar
- Timings: Sunday to Thursday from 07:00 am to 03:00 pm
- Retail Department Timings: Sunday to Thursday from 07:00 am to 07:00 pm | Saturday from 08:00 am to 01:00 pm
LUSAIL INSURANCE BROKERS
Functioning since 2014, Lusail Insurance Brokers is another well-known vehicle insurance company in Qatar. They offer insurance services to individual as well as corporate clients.
Those who have bought a new car or have leased one need a minimum amount of coverage. Lusail Insurance Brokers have an insurance plan that meets their requirements.
This car insurance company in Qatar offer two types of vehicle insurance policies. One is Third Party Insurance, and the other is Comprehensive Insurance Plan. However, customers need to pay additional premiums to add optional benefits like natural disaster, off-road cover and unknown damage cover car replacement in the plan. The car replacement takes about a minimum of 5 to 15 days.
To apply for a car insurance plan or get a quote via the website, vehicle owners need to provide their Full name, Qatari ID, Contact number, and Email address.
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- Contact: +974 4466 5005 | Whatsapp: +974 6640 2779
- Address: Muaither-Umm Al Dome Street, Al Raiyan, Doha, Qatar
- Timings: Saturday to Thursday from 07:30 am to 08:30 pm | Friday from 04:00 pm to 09:00 pm
QATAR ISLAMIC INSURANCE COMPANY (QIIC)
Qatar Islamic Insurance Company (QIIC) is among the top car insurance companies. It has grown as a top Takaful insurance company. They follow Islamic Sharia principles. With an innovative approach, the company has consistently evolved.
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- The insurance company offers 24/7 roadside assistance. The assistance includes:
- In case the driver or passengers get locked outside the car, the QIIC team will help unlock it. The team will work with relevant authorities to get the task done.
- If the vehicle’s battery is dead or needs a boost, the QIIC team will help jump-start the car’s battery.
- The QIIC team will send help if the car’s tyre goes flat in the middle of the road
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- Contact: +974 4465 8888 | WhatsApp: +974 4465 8899
- Address: 207-C Ring Road, Doha, Qatar
- Timings: Sunday to Thursday from 07.00 am till 03.00 pm
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GIG GULF
GIG Gulf is one of the leading insurance groups in the Middle East. The company is functioning in around 12 markets and is ranked as one of the top three players in the GCC region. Moreover, as per the Forbes Middle East, the company is listed among the top 10 best insurance companies.
GIG was also labelled as General Insurance Company of the Year in 2021 by MIIA. GIG Gulf has been established in the GCC region for more than 70 years. They are serving individual customers, small and medium-sized businesses and corporates in Qatar, Oman, UAE and Bahrain.
All car insurance claims can be submitted to the GIG’s team at any time of the day and from anywhere. Customers can call the company to file a claim and the respective representative will provide further assistance.
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- Contact: 800 2921, +974 44069886
- Address 1: QFC Tower 1, 6th floor, Opposite City Center Mall, West Bay, Doha
- Timings: Sunday to Thursday: 08:00 am to 05:00 pm
How to claim car insurance in Qatar?
To file a car insurance claim in Qatar after an accident, you’ll need a few essential documents:
- Police Report: Obtain a soft or hard copy of the accident report from the Ministry of Interior (MOI) Traffic Department, along with the repair permission report.
- Vehicle Repair Permit: The MOI Traffic Department must issue a permit approving the repairs.
- CR & Driver’s License: Provide copies of both sides of your car’s registration and driver’s license.
- Qatari ID: Include copies of both sides of the vehicle owner’s Qatari ID.
Documents Required for Car Insurance Claim
You must have the following documents to claim car insurance in Qatar:
- Car registration card
- Driving licence
- Policy number
- Police report
- General incident details and pictures
Once you have these documents, submit them to your insurance provider to start the repair and claims process.
FAQs
- How Much Is Car Insurance in Qatar?
The car insurance in Qatar depends upon the package owners choose. For instance, a premium package can cost around 4 to 7 percent of the vehicle value.
- What Is Third-Party Insurance for Cars in Qatar?
Third-party car insurance covers for the damages to other vehicles, people or property during an accident. However, it doesn’t cover your car damage from the same accident.
- How Much is Car Insurance in Qatar?
In Qatar, car insurance premiums are generally calculated based on the vehicle’s current value. You can expect to pay about 4% to 7% of the car’s value annually, depending on the level of coverage you choose. Some insurance providers have a minimum premium, often starting around QR 1,000 per year.
These were all the details related to car insurance in Qatar. Make sure you connect with the insurance company directly to avoid any confusion related to claims, premiums and more.
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